TERM LIFE INSURANCE

Term life insurance is usually the most affordable life insurance option available, particularly at younger ages. It allows you to provide protection for your family for a specified amount of time, typically ten or twenty years. It provides temporary coverage and builds no cash value. There are different types of term policies; some have a premium that increases annually, while others provide coverage for a specific period of time with a level premium. And when your needs change, many term policies can be converted to permanent life insurance.

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